Answers to questions about
Living Wills
Q & A series #32
What is a Living Will?
A Living Will is a document which allows you to state your wish to have
death-delaying procedures withheld or withdrawn in the event of an
incurable or irreversible injury/illness or terminal condition and you are
unable to make health care decisions.
What is the difference between a "Living Will" and an
"ordinary" will?
An "ordinary" will is a written declaration made by you which directs
such a person as you appoint to dispose of your property upon you
death as you see fit. The "Living Will" directs that if you are terminally ill
and unable to give directions, procedures which would only prolong the
dying process be withheld or withdrawn so that you may be permitted
to die naturally with only the administration of medication, sustenance or
other procedures to provide comfort.
What is a Durable Power of Attorney for Health Care?
A Durable Power of Attorney for Health Care ("Power of Attorney") is a
legal document which allows you, as an individual, to appoint another
person (your "agent") to make health care decisions for you. The Power
of Attorney becomes effective at that point in time which you state in
the document. In some states, the appointment of an agent to make
health care decisions may be made in a Living Will.
What is the difference between a Power of Attorney and a
Living Will?
The main difference is that a Power of Attorney allows you to appoint
someone to make health care decisions for you whether or not you have
a terminal illness or are incompetent. A Living Will is a declaration of
your wishes regarding death-delaying treatment if you should become
terminally ill and are unable to make decisions for yourself.
Do I have to fill out a Living Will or Power of Attorney to
receive care or as part of my membership in the health plan?
No. The signing of a Living Will or Power of Attorney is a completely
voluntary act. In fact, no health maintenance organization (HMO) or
insurer can force you to sign an advance directive as a condition of
receiving benefits under any health plan or insurance contract.
Do I need an attorney to fill out a Living Will or Power of
Attorney?
This is a personal decision. We cannot advise you as to the
appropriateness of hiring an attorney to fill out a Living Will or Power of
Attorney.
What do I need to fill out a Living Will or a Power of
Attorney?
Basically, all that is needed is a copy of the form authorized by state law
or a document which is consistent with the statute. The use of a
statutorily authorized form is recommended to avoid questions related to
the appropriateness of the form.
Whom may I appoint to be my Agent under a Power of
Attorney?
This is a personal decision and should be considered very carefully.  
With certain exceptions, law permits you to appoint anyone of your
choosing, with the exception of any person who is providing you health
care.
What authority does my agent have to act on my behalf?
Your agent will only have that authority which you specifically designate
to her or him in the Power of Attorney document. The powers which
may be granted to your agent are spelled out in the Power of Attorney
document and should be considered carefully.
Once I execute a Living Will or Power of Attorney, can I
change it?
Yes. A Living Will or Power of Attorney can be changed or revoked at
any time. You should destroy the current document and execute a new
document which details your new directions.
Whom should I notify that I have a Living Will or Power of
Attorney?
You should notify your physician of the existence of a Living Will or
Power of Attorney and have her or him place a copy of it in your
medical record. You may also wish to inform members of your family
or any close friends of its existence so they will know your wishes
should the need arise. If you have appointed an agent under Power of
Attorney, you should notify that person (or persons) and you may wish
to have them sign the Power of Attorney.
You may obtain the advance directive forms described in this
brochure by contacting your attorney, local medical society or
hospital association.
OR call us at (888) 413-1978
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